:root{--navy:#080e1f;--ink:#0f172a;--text:#334155;--muted:#64748b;--line:#e3e8f0;--tint:#f6f7fb;--gold:#e2b93b;--gold-ink:#8a6a12}
*{box-sizing:border-box}body{margin:0;font-family:'Manrope',system-ui,-apple-system,'Segoe UI',sans-serif;color:var(--ink);background:#fff;-webkit-font-smoothing:antialiased;line-height:1.7}
a{color:inherit}.wrap{max-width:1100px;margin:0 auto;padding:0 clamp(16px,4vw,40px)}
.top{background:var(--navy)}.nav{display:flex;align-items:center;gap:18px;height:72px;color:#fff}.nav img{height:50px;width:auto}
.nav .sp{flex:1}.nav a.t{color:#c3cde0;text-decoration:none;font-weight:700;font-size:15px}.nav a.t:hover{color:#fff}
@media(max-width:640px){.nav{gap:12px}.nav a.t{display:none}.nav .btn{padding:0 14px;font-size:14px}}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 18px;border-radius:12px;font-weight:800;text-decoration:none;background:var(--gold);color:#1a1405}
.hero{background:radial-gradient(900px 400px at 80% -20%,#1b2b55,transparent 60%),var(--navy);color:#fff;padding:56px 0 64px}
.crumbs{font-size:13.5px;color:#8fa0bf;font-weight:700}.crumbs a{text-decoration:none;color:#c3cde0}
.hero h1{font-size:clamp(32px,4.4vw,52px);line-height:1.1;letter-spacing:-.02em;margin:14px 0 14px;max-width:900px}
.hero p{color:#a9b6cf;font-size:18px;max-width:760px;margin:0}
.meta{margin-top:18px;color:#8fa0bf;font-size:14px;font-weight:600}
article{max-width:760px;margin:0 auto;padding:56px 0 24px;font-size:17.5px;color:var(--text)}
article h2{color:var(--ink);font-size:27px;line-height:1.25;margin:44px 0 12px;letter-spacing:-.01em}
article h3{color:var(--ink);font-size:20px;margin:28px 0 8px}
article p{margin:0 0 18px}article ul,article ol{margin:0 0 20px;padding-left:22px}article li{margin:6px 0}
article strong{color:var(--ink)}
.note{border-left:4px solid var(--gold);background:var(--tint);padding:16px 20px;border-radius:0 12px 12px 0;margin:26px 0;color:var(--text)}
.cta{max-width:760px;margin:20px auto 70px;border-radius:22px;padding:32px;background:var(--navy);color:#fff;display:flex;gap:20px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.cta h2{margin:0 0 6px;font-size:22px}.cta p{margin:0;color:#a9b6cf}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:18px;padding:56px 0 80px}
.card{display:block;text-decoration:none;border:1px solid var(--line);border-radius:20px;padding:26px;transition:transform .25s,box-shadow .25s}
.card:hover{transform:translateY(-5px);box-shadow:0 30px 70px -30px rgba(8,14,31,.4)}
.card .k{font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-ink)}
.card h2{font-size:21px;line-height:1.3;margin:10px 0 8px}.card p{margin:0;color:var(--muted)}
.dl{display:flex;gap:22px;align-items:center;justify-content:space-between;flex-wrap:wrap;margin:48px 0 0;padding:26px 28px;border-radius:22px;background:linear-gradient(135deg,#fbf4dc,#fff);border:1px solid #efe0a8}
.dl .k{font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-ink)}.dl h2{margin:6px 0 4px;font-size:22px}.dl p{margin:0;color:var(--muted)}
.dl-mini{max-width:760px;margin:0 auto 18px;padding:14px 18px;border-radius:14px;background:var(--tint);display:flex;gap:12px;align-items:center;justify-content:space-between;flex-wrap:wrap;font-weight:700}
.more{max-width:760px;margin:0 auto 40px}.more h2{font-size:20px}.more a{display:block;padding:12px 0;border-top:1px solid var(--line);text-decoration:none;font-weight:700}
footer{background:var(--navy);color:#8fa0bf;font-size:14px}footer .wrap{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;padding:28px clamp(16px,4vw,40px)}footer a{color:#c3cde0;text-decoration:none}